Financing

Personal Financing

Financing for individual needs, assessed against income, affordability and supporting documentation.

Overview

Personal financing is arranged for eligible individual clients following identity verification and an affordability assessment. Amounts, tenor and pricing are determined per application and confirmed in your facility documentation. Availability is subject to eligibility, assessment and your jurisdiction of residence.

Typical uses

  • Consolidation of existing obligations
  • Major personal purchases
  • Life events and planned expenses

Eligibility

  • Completed account opening and KYC/AML verification
  • Verifiable income or source-of-funds evidence
  • Resident of a country not on the restricted jurisdictions list
  • Satisfactory affordability and credit assessment

Documents you will need

  • Government-issued photo identification
  • Proof of address dated within the last three months
  • Income or source-of-funds evidence
  • Bank statements covering the required period

Important information

All financing is subject to eligibility, assessment, documentation and applicable terms and conditions. Approval is never guaranteed and pricing is confirmed only in your facility documentation.

Availability excludes restricted jurisdictions maintained by our Compliance team. Disbursement is conditional on completed KYC/AML verification.